Last Updated: January 2025
⚠️ Important Notice:
This website provides educational content only. We are not a registered investment advisor, broker-dealer, or financial institution. All content is for educational purposes and does not constitute investment advice.
Welcome to Stock Market Learning Hub ("we," "our," "us," or "the Platform"). These Terms of Service ("Terms") govern your access to and use of our educational website, services, and resources.
By accessing, browsing, or using our Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our educational services.
Our Platform is designed exclusively for educational purposes. We provide:
We explicitly do NOT provide:
You must be at least 18 years old to use our educational services. If you are under 18, you may only use our Platform with the involvement and consent of a parent or guardian.
To access certain educational resources, you may need to create an account. You agree to:
🚨 CRITICAL INVESTMENT RISK WARNINGS:
Total Loss Risk: All investments carry the risk of total loss. You could lose some or all of your invested capital.
No Guarantees: Past performance does not guarantee future results. Market conditions can change rapidly and unpredictably.
Market Volatility: Financial markets are inherently volatile and subject to sudden changes due to economic, political, and other factors.
Educational Only: All content is for educational purposes only and should not be used as the basis for investment decisions.
Professional Advice Required: Always consult qualified financial professionals before making any investment decisions.
You may use our educational Platform for the following purposes:
You agree NOT to use our Platform for:
All educational content, materials, and resources on our Platform are protected by intellectual property laws. This includes:
We grant you a limited, non-exclusive, non-transferable license to access and use our educational content for personal learning purposes only. You may not:
If you submit content to our Platform (comments, questions, feedback), you grant us a non-exclusive, worldwide, royalty-free license to use, modify, and display such content for educational purposes.
You represent that any content you submit:
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.
By using our Platform, you consent to the collection and use of your information as described in our Privacy Policy.
Educational Platform Disclaimers:
No Investment Advice: Nothing on this Platform constitutes investment, financial, legal, or tax advice.
Educational Purpose Only: All content is provided for educational and informational purposes only.
No Professional Relationship: Use of this Platform does not create any advisor-client relationship.
Third-Party Content: We are not responsible for the accuracy of third-party educational resources.
No Endorsement: Reference to specific investments or strategies does not constitute endorsement.
We strive to maintain continuous access to our educational resources, but we do not guarantee:
To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:
Your Responsibility:
You acknowledge that any investment decisions you make are entirely your own responsibility and that you should always seek professional financial advice before investing.
You agree to defend, indemnify, and hold harmless the Platform, its operators, and affiliates from any claims, damages, or expenses arising from:
You may terminate your use of our educational Platform at any time by ceasing to access our services and deleting your account if applicable.
We reserve the right to terminate or suspend your access to our Platform immediately, without prior notice, if you:
Our Platform may contain links to third-party educational websites, tools, or services. We do not endorse, control, or assume responsibility for any third-party content or services.
Your interactions with third-party services are solely between you and the third party. We encourage you to review the terms and privacy policies of any third-party services you access.
Our educational Platform operates in compliance with applicable laws and regulations. However, laws vary by jurisdiction, and you are responsible for ensuring your use of our Platform complies with local laws.
International Users:
If you access our Platform from outside our primary jurisdiction, you do so at your own initiative and are responsible for compliance with local laws regarding educational content and financial information.
We reserve the right to modify these Terms at any time. Changes will be effective when posted on our Platform with an updated "Last Updated" date.
Your continued use of our educational services after any modifications constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.
For significant changes that materially affect your rights, we will provide reasonable notice through our Platform or other appropriate means.
These Terms are governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or your use of our Platform will be resolved according to the legal jurisdiction where our educational services are primarily operated.
You agree to submit to the jurisdiction of the appropriate courts for the resolution of any disputes.
If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect. The unenforceable provision will be modified to the minimum extent necessary to make it enforceable while preserving its intent.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of our educational Platform. These Terms supersede any prior agreements or understandings.
🎓 Before You Invest - Remember:
• Our Platform is for education only - seek professional advice for investments
• Never invest money you cannot afford to lose
• Diversification and risk management are crucial concepts to understand
• Market education is a continuous process - keep learning
• Emotional decision-making can lead to poor investment outcomes
• Always verify information from multiple reliable sources
Questions About These Terms?
If you have questions about these Terms of Service, please review our educational resources on our website or consult with appropriate legal professionals for legal advice regarding terms of service.